Is ‘Pass Plus’ A Waste Of Time And Money?

Tue 12th Nov 2019

New research has revealed that advanced driving courses, designed to bring down the cost of car insurance premiums, are not having an impact on prices for most people.

A survey of more than 50,000 policy enquiries between May and June 2019 found that insurers did not change their prices even when customers changed their details from ‘Full UK Car Licence’ to ‘Full UK Car Licence with Pass Plus’

Pass Plus is generally aimed at younger drivers giving them a series of additional scenarios which they may not normally experience such as driving on rural roads, dual carriageways and motorways.

“Although people assume that doing additional driving courses such as Pass Plus can reduce your premiums, our research shows that it actually makes no difference for the average person,” said MoneySuperMarket’s consumer affairs spokesperson, Rachel Wait.

“However, that isn’t to say that it definitely won’t have an impact for some. Pass Plus driving courses can help young or inexperienced drivers get lower premiums. Another option for younger drivers is to consider getting a telematics policy, which monitors your driving habits and adjusts your car insurance premiums based on how you drive.”

Driving instructors however have defended the additional courses, suggesting that the learning will make better drivers and in theory help protect their no claims bonus.

Ian McIntosh, CEO of RED Driving School said: "Pass Plus courses and bespoke post-test training courses are hugely beneficial for all types of drivers, be it nearly or newly qualified. Courses are tailored to the needs of each individual and focus on a wide range of daunting driving situations that might not have been covered in standard driving lessons such as motorway driving, rural roads, complicated city routes and night-time driving.

“Certain insurance providers look favourably on the Pass Plus qualification and will offer significant discounts for being certified. It’s also important to consider that enhanced knowledge and experience on the roads means it’s possible to accumulate a strong no claims bonus.”